Few ways to get Financing at Smart Wheel Canada

iFinance Canada provides up to 72 months of Financing terms on all our products over $500 value. 0% Financing available from flexible 3 months to 36 months terms*. Some conditions & fees apply

With Sezzle you can pay in 6 weeks equal payment plan at 0%. You can use Sezzle at Checkout for orders value $250 - $2500.

0% Financing available exclusively on select products fand term * . Some conditions & fees apply

4 Easy Step to get you the Payment options you need



We will send you sales quote, exact amount required to process your application and application link to complete your application online with financing companies directly.

3- SIGN DOCUMENTS with Financing Providers

 Once your application is approved and duly signed, the financing company will notify you and Smartwheel. 


 As soon we receive bank Funds clearance, your order will be confirmed and will be immediately shipped or arranged for pickup. 


What you need to know before applying?

1- Financing is offered on all orders with total order amount of CA$500. (72 months financing is offered on order above $3000)
2- Financing Terms & Condition, financing rates, etc are offered by 3rd party Financing companies (such as iFinance or Affirm).
3- No down payment is required to process financing applications unless you are not qualified for the full amount and want to pay balance as down-payment.
4- By Default, all financing applications are processed through iFinance Canada. Affirm is offered as special 0% rate financing occasionally as promotion on select term and products. iFinance now available on 3, 6, 12, 18, 24, and 36 months term on 0% promotional rate for a limited time.
5- All 0% Promotional rates are subject to below Onetime Application Processing & Admin Fees as of April 8th, 2024.

0% Terms

Application Processing Fees* (New Onetime Fee with iFinance only)

3 Months
0% (Fee Waived as a Promotion)
6 Months
4.99% of the total invoice value
12 Months
9.99% 4.99% (New) of the total invoice value
18 Months
14.99% 8.99% (New) of the total invoice value
24 Months
13.99% (New) of the total invoice value
36 Months
21.99% (New) of the total invoice value
6- Promotional 0% option cannot be combined with sales promotion, flash sales or any other price discount promotion.
7- All orders confirmed and delivered via financing arrangement are non returnable. However, products can be exchanged as per our Return and Exchange policy terms with same or Similar amount. (Any returns allowed in exceptional cases will be subject to up to a deduction). See Deduction Fee
8- Smartwheel Canada is not responsible for any errors, omissions or mistakes on behalf of iFinance, Affirm or any other Financing company. It is your responsibility to ensure all details are correct.